Backpackers travel insurance covers travellers to be away for one extended trip, typically lasting for 12 months.
Backpackers insurance is different to annual (or 'multi-trip') travel insurance because there is no cap on the length of each individual trip.
So if you are off around the world with your backpack, and returning within a year, backpackers travel insurance is likely to be the policy for you.
What do I need to know about backpackers insurance?
Backpacker policies usually last for 12 months but maximum cover can vary from 90 days all the way up to 18 months. Check the wording of the policy carefully and make sure it fits the duration of your trip, preferably with time to spare.
Some backpacker policies allow you to extend your trip, but if you come home ahead of schedule, even just temporarily, backpackers insurance typically becomes invalid.
Some insurers now cover up to two trips back to the UK to cater for those who want to return home for Christmas or a wedding, for example. But there is a maximum time limit, usually around 14 days.
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